26 Oct 14

Marketing Firms Should Sponsor School Leavers

Government through the Minister of Education recently hinted at introducing Government educational loans in the place of the current bursary scheme. In as much as this is a good idea which has been tried and tested in many other countries and workable for disciplines such as medicine, agriculture, education, engineering and other careers which are more appreciated in the Government. But where will this leave other vulnerable prospecting students in Government recognised private universities? Dont » read more.


Link Category: Educational Loans



25 Oct 14

Student Loan Debtors Need a Light at the End of the Tunnel

The principal aim of the consumer bankruptcy system in the United States has been to offer individuals the opportunity for a fresh start in their financial affairs. Reduced to simplest terms, a fresh start equates with relief from bad decision-making. As a bankruptcy judge in the Northeast region of this country, I have witnessed a wide array of bad spending decisions. Consumer bankruptcy petitions are replete with examples of poor judgment: gambling debts, excessive purchases » read more.


Link Category: Educational Loans



25 Oct 14

Price positions self as middle choice in District 27A race

Protecting senior citizens and educating youth. Tom Price Those are the top priorities for Tom Price, the Independence Party candidate for the District 27A House of Representatives seat. Price, 56, lives between Alden and Freeborn in Carlston Township, and will face off against incumbent Rep. Shannon Savick, DFL-Wells, and Peggy Bennett, R-Albert Lea, in the Nov. 4 general election. A refrigeration mechanic for the Minnesota Department of Administration, Price presently works at the Minnesota Capitol. » read more.


Link Category: Educational Loans



24 Oct 14

How Fort Lauderdale Residents Can Benefit From a PriorityONE Visa Secured …

Poor or no credit can burden many borrowers with high-interest rate credit cards and keep some from gaining a line of credit at all.¬†PriorityONE Credit Union in Fort Lauderdale, Fla., understands that credit can be vital in getting through to the next paycheck or in the case of a unexpected expenses, such as a car repair or broken computer. PriorityONEs Visa Platinum Secured credit card has excellent rates for a secured card,¬†as low as 7.99% » read more.


Link Category: Secured Credit Cards



24 Oct 14

Understand the risks of payday loans

Understand the risks of payday loans Category: Loans Date: 01/10/2014 It can be difficult to make ends meet, particularly with bills on the rise and incomes being squeezed. But, that doesnt mean you should resort to payday loans. Theyve come under serious scrutiny in recent months, largely thanks to their sky-high interest rates and the potential to trap people in a cycle of debt, so its vital you understand the risks involved. Payday lenders themselves » read more.


Link Category: Payday Loans



23 Oct 14

Bankruptcy And Your Credit Score

Typically, a secured credit card will allow you a limit of $500 to $5,000, she says. Use the card carefully, paying it on time every month, to prove you’re able to handle it responsibly. “Keep the balance low and pay it in full,” she advises. “The worst thing you can do, though, is to just pay the minimum because it means you’re just back in debt again!” While members of the military can access lower-rate » read more.


Link Category: Secured Credit Cards



23 Oct 14

Will More Credit Cards Help Me Build Credit Faster?

If a credit card can help you build credit, then can having more cards help you build credit faster? It’s a question we’ve heard from a few people recently. A woman Ill call Lois reached out to us on Facebook. She says shes careful with her finances, and even though she has credit cards, she hasn’t been using them. I have no credit history, and havent used any credit cards till now. Id like to » read more.


Link Category: Secured Credit Cards



22 Oct 14

Timothy Coppinger, Ted Rowland charged by Federal Trade Commission in …

Between November 2012 and September 2013, online payday-loan companies controlled by Timothy Coppinger and Frampton Ted Rowland issued $28 million in payday loans to consumers and received $46.5 million in return. The Kansas City businessmen did not achieve those staggering profit margins honestly, according to a Federal Trade Commission lawsuit filed September 8 (and unsealed last Friday) against Coppinger, Rowland and the constellation of shell companies they use to shield themselves from the scrutiny of » read more.


Link Category: Payday Loans



22 Oct 14

Bankruptcy Consequences

You can obtain a secured card at many banks and credit unions. Beware of offers from companies promising to help you get a credit card despite your financial history. They may simply be scam artists, according to the National Consumers League. For more on safe ways to get cards, read Secured Credit Cards and Getting A Secured Credit Card. Make sure the card issuer will report your payments to a credit bureau, which is, after » read more.


Link Category: Secured Credit Cards



21 Oct 14

How to Rebuild Your Credit After Bankruptcy — Fast

Its about as popular as a root canal or a blown tire on the freeway. Yet like both of those dreaded occurrences, filing for bankruptcy is commonplace in modern America. In 2013 1,107,699 individuals and businesses in the US had to file for bankruptcy according to government data. While its pretty safe to say that not many of the folks who filed for Chapter 7 or Chapter 13 bankruptcy were eager to do it, its » read more.


Link Category: Secured Credit Cards




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