Debt Consolidation USA Shares Money Saving Tips In Dating

Debt Consolidation USA recently shared some valuable tips for married couples who wants to go out on a date but are worried about the cost. The article titled 5 Ways To Save Money On Your Date With Your Spouse helps these couple look at some of the ways to get in a date night in the midst of full-time jobs and kids at home.

Miami, FL (PRWEB) August 25, 2015

Debt Consolidation USA recently shared some valuable tips for married couples who wants to go out on a date but are worried about the cost. The article titled 5 Ways To Save Money On Your Date With Your Spouse helps these couple look at some of the ways to get in a date night in the midst of full-time jobs and kids at home....

Car leasing in simple steps

Originally starting over in America, car leasing has now become incredibly popular, with a whopping amount of people now choosing to lease and finance their cars instead of buying them.

This is due to the huge range of flexible options available such as 0 car finance, bad credit finance, and the fact that leasing a car can be much cheaper than buying one.

By having a look at this quick and simple guide to leasing, you can see if leasing a car might be the best choice for you.

What is leasing?

Car leasing lets you choose your ideal car, and then pay set monthly instalments until the end of your lease period. Lease periods can be anywhere between 24 to 60 months,...

An Interview With Alan Michaels, President EMM Wholesale (EMM) – The Benefits …

CHERRY HILL, NJ, Aug. 28, 2015 /PRNewswire/ –Up or Down. Boom or Bust. Bull or Bear. Every economic cycle presents its own unique challenges. The one constant through all, however, is that there are also always opportunities for businesses and professionals to expand. In the mortgage industry, Wholesale Mortgage Lenders can build very attractive income platforms by providing greater flexibility in delivering quality products and exceptional service to their clients. We recently had the opportunity to sit down with Alan Michaels, President of EMM Wholesale.

Logo – http://photos.prnewswire.com/prnh/20150828/261956LOGO

What do you see as the one thing that makes a business...

Allstate Debt Consolidation Explains How Consumers Can Boost Their Credit Rating

In a recently published article, Allstate Debt Consolidation shows people how they can rebuild their credit scores with some simple tips.

This press release was orginally distributed by ReleaseWire

Hackensack, NJ — (ReleaseWire) — 08/21/2015 — A credit score shows potential lenders how credit worthy a person is. A person with a good score will receive a lower rate on loans, mortgages, debt consolidation plans and other financial products. If a score is lower, lending institutions will often still give the person a loan; however, they will charge a higher interest rate. Therefore, its important for consumers to maintain good credit to get the best deal possible....

How to build a great credit score from scratch

At some point, everyone has no credit history. We all have to start somewhere, and with good planning and smart decisions, you can get a great credit score. Its not an exact science — nothing with credit is — but building a great credit score isnt complicated. Here are the basics.

1. Start your credit history

For many people, the first form of credit they acquire is a credit card. As student loan debt grows, its also commonly the first trade line to appear on a consumer credit report, because students can get federal student loans without a credit card.

A lot of people start out with secured credit cards, because pretty much anyone can get one.

Heres...

Payday loans regulated on PEI, 6 years later

  • 2008: Consultations.
  • 2009: Law passed.
  • 2013: Regulations developed.
  • 2015: Enacted.

Also under the new law, a borrower cant take out a new loan with the same company until all previous loans have been paid off.

Government said thats to prevent companies rolling loans over into new ones, increasing debt charges for Island consumers.

Regulations strike a good balance, says industry

The $25 fee works out to an annual interest rate of 650 per cent.

But Stan Keyes of the Canadian Payday Loan Association told CBC News Friday that calculation, commonly used by critics of the industry, is not a fair...

Attorney General Harris issues warning about student loan debt consolidation scams

California Attorney General Kamala D. Harris recently issued a consumer alert to Californians based on an increased number of complaints regarding student loan debt consolidation scams received by her Public Inquiry Unit.

Often times purporting to offer “student debt management” or “student loan consolidation” plans, private companies are charging borrowers upfront or monthly fees for federal loan benefits which can be obtained for free.

These companies may claim that they have a special relationship with the Department of Education or that a special governmental loan consolidation will be ending soon and will urge students to use their services in obtaining...

CRL joins NAACP’s Journey for Justice in call for fair and equal access to …

On August 1, the nation’s oldest and largest civil rights organization began a journey that will cover 860 miles and last 40 days and 40 nights. Once completed, the NAACP-sponsored America’s Journey for Justice will have trekked across Alabama, Georgia, North Carolina and Virginia before reaching its culminating stop by early September in our nation’s capital.  

The Center for Responsible Lending (CRL) is joining in this multi-state march, adding its voice and influence to oppose financial injustices that people of color so often experience. CRL has already shared specific concerns with mortgage lending and student loans – two of the issues its champions in state...

How to retire debt free: a 4-step checklist

Do you know how much you need in savings to fund your retirement? Are you factoring in your current debts? You may have just assumed that home, car and credit card payments would disappear by retirement but this doesnt happen automatically. Since pretty much no one wants their post-work living to be focused around bills and stress, one of the best ways to ensure peace of mind is to save aggressively for retirement while also paying off any existing debt before retirement starts. Check out these tips to help you retire without debt.

1. Avoid Lifestyle Inflation

When you start to make more money, it may seem inevitable that you have to spend more on your lifestyle, but this doesnt...