26 Nov 14

InCharge Debt Solutions Introduces Online Homebuyer Education Course …

The online course, already completed by over 700, is offered to the public by InCharge, a leading nonprofit agency approved by HUD to provide online education to the public. ORLANDO, Fla., July 10, 2013 /PRNewswire-USNewswire/ –InCharge Debt Solutions (InCharge), a nonprofit organization, announced today that its innovative HomeTrek online course is now available to anyone with access to the internet. The course designed to teach consumers the complete home buying process covers the many financial » read more.


Link Category: Understanding Your Credit Report



25 Nov 14

Wells Fargo Ramps Up Secured Card Lending, Readies Affluent Push

PHOENIX ? Wells Fargos (WFC) credit card business is slowly growing, especially among students and lower-income borrowers. But now the San Francisco bank is about to make a play for the biggest spenders. Less than a year after starting to expand its insignificant credit card operations, Wells this month reported some signs that its efforts are starting to pay off. The banks credit card loans in the first quarter rose 8% from a year earlier, to » read more.


Link Category: Secured Credit Cards



25 Nov 14

SWLA Weekend Guide

Theres a lot going on in and around Southwest Louisiana this weekend. Events will include the return of Movies Under the Stars in Lake Charles, a Tribute to Iry LeJeune in Eunice, the Louisiana Swine Festival in Basile, the 38th Annual Retiree Appreciation Day at Fort Polk, the 5th Annual Yellow Rails amp; Rice Festival in Jennings, the Louisiana State Soap Box Derby Championship in Leesville and a host of Halloween haunts. Here are your » read more.


Link Category: Understanding Your Credit Report



25 Nov 14

The Quickest Way to Build Credit Using a Secured Credit Card

If youre like a lot of Americans and need to build or rebuild your credit score, then a secured credit card is a good option for two big reasons. Unlike standard credit cards, secured cards generally dont require a stringent credit check (ie you can usually have a very low credit score and still qualify). Importantly, many secured cards report how well you pay your bill to the three major credit bureaus — Experian, TransUnion » read more.


Link Category: Secured Credit Cards



25 Nov 14

Dealing With Your Credit Report Just Got a Lot Easier

It has never been more important to have good credit. Lenders are being pickier than ever about giving loans to borrowers, and even if you arent in the market for a home or car loan, insurance companies and even prospective employers often use credit reports to set rates and make hiring decisions. Unfortunately, understanding your credit report and the credit scores that various ratings agencies provide can be extraordinarily difficult. All too often, credit reports » read more.


Link Category: Understanding Your Credit Report



24 Nov 14

The Truth About Secured Credit Cards

In most instances, your credit line will be determined by the amount you deposit, and most companies have a minimum that ranges from $200 to $500. However, you may be granted an increase or promoted to an unsecured card after you have displayed responsible card use over an extended period of time. And your cash deposit will be refunded if the card is managed properly. How secured credit cards rebuild credit Similar to unsecured accounts, » read more.


Link Category: Secured Credit Cards



24 Nov 14

5 Steps to Help You Improve Your Credit Score

Having a good credit score can make your life easier. You could qualify for loans with better interest rates, rent a house or apartment, and get service from telephone and utility companies. On the other hand, having a bad credit score can make getting all of this much harder. So what should you do if you want to improve or maintain a good credit score? The following tips might help. 1) Request a free credit » read more.


Link Category: Understanding Your Credit Report



23 Nov 14

4 Best Credit Cards for Improving Your Credit in Fort Lauderdale

One of the most effective ways to rebuild your credit history is to establish good credit through the responsible use of a low-interest credit card. This is not to say that if you have a credit card and you pay what you owe promptly and consistently your credit will be rebuilt fast, its a gradual process. There is no quick remedy for damaged credit. However, you can choose to commit to responsible personal-finance management to avoid or minimize » read more.


Link Category: Secured Credit Cards



23 Nov 14

How To Use A Secured Card To Rebuild Your Credit

Who among us hasn’t needed a second chance? Or a first opportunity? For the millions of Americans who were battered by the Great Recession and came out of it with a tattered credit score, plus the legions of young people who haven’t had a chance to earn and spend money wisely, these are not abstract questions. Even though the emergence of financial products like prepaid debit cards have made it easier to get some of » read more.


Link Category: Secured Credit Cards



22 Nov 14

Frugal Family: Get money smart at the library

April 5-12 is Money Smart Week at the Springfield-Greene County Library branches. This is a series of free seminars on being money smart. I attended several last year and found each to be very informative and interesting. There are programs for all ages (kids, too!). Plan to attend a couple. If you see me there, come sit by me! â?¢ NXT Financial Chapter: Advice for 20/30 somethings is 6:30 pm April 3 at the Library » read more.


Link Category: Understanding Your Credit Report




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