18 Dec 14

Lending Club IPO Priced at $15 Share as Early Investors Book Huge Gains

Lending Club, the largest peer to peer lender in the world, will finally list shares today as their public offer trades on the New York Stock Exchange.  Trading under the symbol LC, this IPO is described as a bellwether for the entire P2P lending industry.  Shares were initially slated to trade in a range of $10-$12 per share, but in the past several weeks that price has moved up and is expected to price at » read more.

Link Category: Debt Consolidation

17 Dec 14

Underserved Spends $103B on Fees, Interest

A new report from the Center for Financial Service Innovation estimated that financially underserved consumers spent $103 billion on fee and interest charges in 2013, based upon using $1.3 trillion in financial products and services. Released Thursday, the report estimated the market grew 7.1% from 2012 to 2013, moving from $96 billion to $103 billion. The CFSI projected market growth at 4.6% for this year into next, moving to $107 billion. We anchor this analysis » read more.

Link Category: Secured Credit Cards

16 Dec 14

Tea Party Patriots View: The Santa Claus Disorder

However, every family has limited resources. They must restrain their charitable impulses so they are not allocating more to charities than their budget can withstand. If they go into #x201c;generosity debt,#x201d; any debt-consolidation company would tell them to set limits. Just as they would recommend controlling compulsive spending on clothes, antiques, or jewelry, they would expect to a set charitable limit. Our national family has developed the Santa Claus Disorder, unable to give a lump » read more.

Link Category: Debt Consolidation

15 Dec 14

Stripper cars going extinct? Blame the seven-year loan

These days its the bad-credit finance customer that rules the roost. Why? Because new car dealers can easily make thousands of more dollars from financing these vehicles to sub-prime customers. The $30,000 average price only makes sense because the average new-car loan hit an all-time high of $27,612 in March, according to Experian Automotive. More than one third of new-car loans, and two-thirds of used-car deals, are going to people with subprime credit. Often times » read more.

Link Category: Bad Credit Finance

15 Dec 14

Alternatives to risky payday loans

The holiday shopping season is coming up, and people in search of some quick spending capital might strongly consider taking out a payday loan. More than 19 million people struggling with their finances take out one of these unsecured personal loans each year without seeing the danger signs pointing to their finances, like insanely high, triple-digit interest rates. Before funding your post-Black Friday Christmas shopping with a payday loan, look at some other ways to » read more.

Link Category: Payday Loans

15 Dec 14

TripAdvisor: The Future Travel Industry Online Advertising King

In order to develop a basis to invest in any company, it is important to attempt to understand the industry and market that the companys business model addresses. TripAdvisor Inc. (NASDAQ:TRIP) is the worlds largest online travel company (based on user-generated content), empowering users to plan for their travel needs. TripAdvisors travel research platform aggregates reviews and opinions from its community regarding destinations, accommodations (including hotels, resorts, motels, bed and breakfasts, or Bamp;Bs, specialty lodging, » read more.

Link Category: Automobile Financial Services

15 Dec 14

IT recruitments fail to bring cheer to city graduates

It has been a long wait for many graduates recruited by various IT companies last year. While many are still waiting to be called onboard, some have been asked to prepare for more tests. The situation, fear college officials, might only worsen in the new year. I was recruited by Infosys in September 2011 and I graduated in May 2012. It has been more than six months now, but I am still waiting for my » read more.

Link Category: Automobile Financial Services

14 Dec 14

Vizury Reduces Server Requirements by 4x While Increasing Speed at Scale …

MOUNTAIN VIEW, Calif. BANGALORE, India–(BUSINESS WIRE)–Today, Aerospike announced that Vizury–a next-generation digital customer relationship management (CRM) company–relies on the open source Aerospike flash-optimized in-memory NoSQL database to power its big data platform. Using Aerospike, Vizury has been able to cut its server requirements by 4x, reducing operating costs while scaling to process more than 5 billion bid requests per day. Headquartered in Bangalore, Vizury is one of the fastest growing companies in Asia, with a » read more.

Link Category: Automobile Financial Services

13 Dec 14

NetEase, Inc (ADR) (NTES) news: NetEase’s CEO Discusses Q4 2013 Results …

Operator Ladies and gentlemen, thank you for standing by. Welcome to the NetEase, Inc. Fourth Quarter 2013 Earnings Call. (Operator Instructions). This conference is being recorded today and at this time, Id like to turn the conference over to Brandi Piacente. Please go ahead, maam. Brandi Piacente Thank you, operator. Please note the discussion today will contain forward-looking statements relating to future performance of the company and are intended to qualify for the Safe Harbor » read more.

Link Category: Automobile Financial Services

12 Dec 14

Ally Wallet Wise Adds Automotive Financing Course to Curriculum

Those looking for advice in the realm of auto financing can now look to Ally Financials Ally Wallet Wise program, which recently added the subject to its online course roster. Ally Financial announced on Monday its plans to add an automotive finance section to its informal curriculum — a program that already includes courses in budgeting, credit management, and banking and investing. As with the rest of the Ally Wise Financial program, the courses are available » read more.

Link Category: Automobile Financial Services

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